Ladbrokes withdrawal time: How long does Ladbrokes take to withdraw?

Online casinos have made withdrawals seem unnecessarily complicated for years.

Payment limits, time frames and methods throughout the UK iGaming industry lack consistency and finding this information can feel taxing. But don’t panic, this article breaks down everything you need to know about cashing out.

Ladbrokes is a well-known site, trusted by thousands of UK players for its fair results guarantee (proven through RNG testing) and numerous safety measures.

Ladbrokes, operated by LC International Limited, has a licence from the United Kingdom Gambling Commission (UKGC) under account number 54743. The site employs a “Closed Loop System” for payments, which protects players from card theft and fraud.

Alongside this is 128-bit SSL encryption. But I’m sure you’re asking yourself, “How long does Ladbrokes take to withdraw?” Continue reading to find out.

Why isn’t your withdrawal instant?

Certain payment methods at Ladbrokes, namely fast fund withdrawals and instant banking, actually allow for instant withdrawals. This is subject to the payment provider allowing this option alongside other factors. These are the usual culprits when it comes to cash-outs not being instant at most online casinos.

We touched on the closed-loop policy, but what does it actually entail? In short, it means funds cannot be withdrawn to a payment method that hasn’t previously been used to make a deposit.

This may result in your withdrawal request being split across a couple of payment methods. Verifying this information can take time and thus cause delays.

Anti-money laundering (AML) checks can be equally time-consuming, but are a necessary safety precaution which also ensures the funds are sent to the rightful owner.

Plus, the casino must verify that if you’re attempting to withdraw funds earned through a bonus, you’ve completed any bonus terms and conditions. 

You must add these internal processing times to the withdrawal speed of each payment method listed below.

Ladbrokes withdrawal times

The following table shows the specifics for all of Ladbrokes’ withdrawal methods:  

Payments don’t get any faster than instant and the best part about banking at Ladbrokes is that fast fund pay-outs get processed 24/7, meaning customers can receive funds over the weekend and on non-working days like Christmas, Easter or other bank holidays. 

You can expect fast funds and instant banking to land immediately, but it may take up to four hours to show in your account. If your pay-out transaction is more than £2,000, it is liable for additional manual checks and is unlikely to squeeze into the four-hour timeline.

That being said, Ladbrokes has a low £5 minimum for any cash-out and no actual upper limit restrictions.

Players should also be aware that withdrawals may be merged and treated as one request if a previous transaction is still being processed.

Ladbrokes doesn’t charge players any fees, but advises that your bank may have its own charges, especially if you want to make an international payment. That’s right, Ladbrokes permits cash outs via bank transfer to non-UK bank accounts; these can take up to five business days.

Apart from location and payment method, what else determines withdrawal speed?

What affects withdrawal speed

Occasionally, the risk team may need to carry out a review, leading to the withdrawal taking longer. This includes factors mentioned earlier, like AML, the closed-loop policy and completion of bonus terms and conditions. 

On top of this, if a player’s account verification has been left unfinished or is out of date, the withdrawal will be delayed or outright rejected.

At Ladbrokes, the Know Your Customer (KYC) checks can be done through the site’s online uploader tool (the recommended option), via the Android and iOS apps or by email ([email protected]).

Upload a photocopy or picture of documents such as a passport, driving licence or ID card. Approval can take approximately 36 hours.

Once your account is verified, you’re ready to play, and if you’ve won, you’re ready to make a withdrawal request.

How to withdraw funds at Ladbrokes

Ladbrokes makes requesting a withdrawal quick and painless.

1. Head to the Ladbrokes homepage and log in. 
2. Enter the cashier section of your account and select “Withdraw”.
3. Choose your desired cash-out method from the list of options that appears.
4. Follow the on-screen instructions, which will tell you where to input any details as well as the amount you’d like to withdraw.
5. Confirm the transaction, and you’re all done. You’ll receive a confirmation email to the email address you entered when registering your account.

What can you do to speed up the process?

Having discussed what can slow withdrawals down, here are the steps you should take to improve the likelihood of your cash-out arriving quickly.

• Don’t wait to verify your account. Send in the required in-date documents confirming your identity, age and address as soon as you open a Ladbrokes account. Wait for confirmation that these have been accepted before depositing and playing.
• If you participated in any promotions, double-check that you have fulfilled any wagering requirements. Pay attention to the promotion expiry time and which games count towards the wagering requirements (usually, only slots contribute 100%).
• You’ll get the fastest withdrawal through fast funds, instant banking, or e-wallets like PayPal and PaysafeCard, provided your desired amount falls between £5 and £2,000. It’s advisable to make several smaller withdrawals rather than attempting one large one, as greater withdrawal amounts in a single transaction can incur extra checks.

What should you do if the withdrawal is past the estimated withdrawal time?

Your first action should be checking that you correctly calculated the full Ladbrokes withdrawal time for your chosen payment method.

Don’t forget to add Ladbrokes’ internal processing time and UKGC security regulations, which can add several days to the timeframe. 

Keep an eye on your email. Ladbrokes will contact you regarding any potential issues or delays and the sooner you respond to their queries, the sooner your funds will arrive.

In the rare event that you haven’t had any communication and it has been longer than five working days (seven for international payments), you can reach out to the Ladbrokes customer service team yourself using the live chat or email.

About the author

Daniel Smyth

Daniel Smyth has seen the online poker, casino, and betting industry from every angle. He previously played poker semi-professionally before working at WPT Magazine as a writer and editor. From there, he transitioned to online gaming where he’s been producing expert content for over 10 years.

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• Establishes time and monetary limits before playing
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• Never chase their losses
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