CFP National Championship: Miami-Indiana title game odds one week out

We’re exactly one week away from the 2026 College Football Playoff National Championship where the No. 10 Miami Hurricanes will “host” the No. 1 Indiana Hoosiers at Hard Rock Stadium in Miami Gardens, FL. Both teams triumphed in their respective semifinal matchups last week with the Hurricanes holding off Ole Miss in a 31-27 Fiesta Bowl thriller on Thursday before the Hoosiers dropped the hammer on Oregon 56-22 in Friday’s Peach Bowl.

Below are the current spread, total, and moneyline odds from FanDuel ahead of next Monday’s title game in South Florida.

No. 10 Miami vs. No. 1 Indiana

Date: Monday, January 19, 2025
Location: Hard Rock Stadium, Miami Gardens, FL
Time: 7:30 p.m. ET
TV channel: ESPN
Spread: Indiana -8.5
Total: 48.5
Moneyline: Indiana -320, Miami +260

Indiana is currently a sizeable 8.5-point favorite and the line has moved in its favor as it opened at 7.5 right after the matchup became official. This makes sense considering how dominant the undefeated Hoosiers have looked all season long and they head into the championship game with a nation-best average scoring margin of 28.6. They’re also a big favorite despite the fact that the Hurricanes are literally playing in their home stadium, although it might be a more of a neutral atmosphere with the way Indiana fans have been traveling in the playoffs.

One thing that should be noted is the favorite has successfully covered in six straight national championship games, dating back to LSU’s victory over Clemson in January 2020. The over has also cashed four times in that span, so that should please bettors expecting an Indiana blowout next Monday.